The type of health insurance plan will affect how coverage can be used, and what costs the enrollee may or may not incur. The plan type can be found directly on the plan's Summary of Benefits and Coverage.
Preferred Provider Organization (PPO)
A Preferred Provider Organization (PPO) plan is a type of medical insurance plan with nationwide coverage and no requirement for a Primary Care Physician. What makes a PPO... Learn more
Health Maintenance Organization (HMO)
A Health Maintenance Organization (HMO) plan is a type of medical insurance plan with regulated care that is available to only employees living with its designated network area.... Learn more
What is a high-deductible health plan (HDHP)?
A high-deductible health plan (HDHP) is a medical insurance plan with a high deductible (over the government defined limit). HDHPs may be compatible with a health savings a... Learn more
Exclusive Provider Organization (EPO)
An Exclusive Provider Organization (EPO) plan is a type of health insurance plan that combines elements of an HMO plan and a PPO plan. It does not require a Primary Care Ph... Learn more
Point of Service (POS)
A Point Of Service (POS) plan is a type of health insurance plan that a company can offer their employees. It combines elements of HMO plans and PPO plans, in the opposite ... Learn more
Indemnity plans allow enrollees to direct their own health care and see almost any doctor or hospital of their choosing. The insurance company then pays a set portion of their t... Learn more