COBRA Minimum Eligibility Rules

In some states, employees must have been active on benefits for a minimum number of months prior to moving to part-time of being terminated in order to be eligible for COBRA. This applies to companies that are classified as State COBRA and only in specific states.

In order to be eligible for COBRA in the states listed below, the time between the employee's benefits effective date to their benefits termination date must be greater than the number listed in the Minimum Months Enrolled column for their state.

State Minimum Months Enrolled Lines of Coverage for Minimum Eligibility Administrator

Arizona

3

Medical, Dental, Vision

COBRA Complete

Arkansas

3

Medical

Insurance Carrier

Colorado

6

Medical

COBRA Complete

Georgia

6

Medical

COBRA Complete

Illinois

3

Medical

COBRA Complete

Iowa

3

Medical

COBRA Complete

Kansas

3

Medical

Insurance Carrier

Kentucky

3

Medical

Insurance Carrier

Louisiana

3

Medical

COBRA Complete

Maine

6

Medical

COBRA Complete

Maryland

3

Medical

COBRA Complete

Mississippi

3

Medical

Insurance Carrier

New Jersey

-

Medical

COBRA Complete

North Carolina

3

Medical

COBRA Complete

North Dakota

3

Medical

COBRA Complete

Ohio

3

Medical

COBRA Complete

Oklahoma

6

Medical

Insurance Carrier

Oregon

3

Medical, Dental, Vision

COBRA Complete

Pennsylvania

3

Medical

COBRA Complete

South Carolina

6

Medical

COBRA Complete

Tennessee

3

Medical

COBRA Complete

Texas

3

Medical

COBRA Complete

Utah

3

Medical

COBRA Complete

Virginia


3

Medical

COBRA Complete

Wisconsin

3

Medical

COBRA Complete

Wyoming

3

Medical, Dental, Vision

COBRA Complete

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