FAQs About Using A Health Care LPFSA

LPFSA funds in a plan year can only be used for expenses incurred during the plan year. For example, your 2020 FSA funds cannot cover an expense from 2019. However, there is a 90-day runout period at the end of the plan in which you can submit claims for reimbursement for expenses during that plan year.
If you paid out-of-pocket for an eligible LPFSA or Child & Elderly Care FSA expense, you can submit a claim to get reimbursed.
When you use your Zenefits Card to pay with LPFSA funds for something other than an Inventory Information Approval System (IIAS) approved item, you may receive an automated email requesting a receipt to prove it's an eligible expense. You'll need to follow the instructions in the email and submit the receipt through your dashboard.
  • If you don't submit your receipt, your card may be deactivated for your LPFSA. You'll still be able to use your card for any other Flex Benefits accounts. You'll need to submit the receipts through your dashboard for the expense in order to have your LPFSA reactivated.
  • If an expense isn't eligible, you'll need to repay the amount. Here's how to submit repayment for an ineligible expense.
LPFSA funds can be used to pay for dental and vision expenses for the enrollee and their dependents. Funds used for ineligible expenses may have to be repaid to the account. For Limited Purpose FSAs, see these examples of eligible expenses.

Eligible Limited Purpose Health Care FSA Expenses
  • General dental
  • Orthodontics
  • Dental implants
  • Eyeglasses
  • Contact lenses
  • Contact lens solution

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