Using and Managing HSAs

This guide explains how to use and manage HSAs.


When can I make changes to my HSA contribution?

You can change your HSA contribution at any time through the Health Savings Account app by following these steps. When your changes will go into effect depends on when you make ... Learn more

How do I pay for medical expenses with my HSA funds?

Employees on a high deductible health plan do not need to submit claims or wait to be reimbursed for medical expenses. Use one of the following payment options to access H... Learn more

What are eligible HSA expenses?

HSA funds can be used to pay for copays, deductibles, dental and vision expenses, health care services, prescription drugs, and some over-the-counter health care items for the e... Learn more

How can I get reimbursed for out-of-pocket HSA expenses?

HSA reimbursements are simple and don't require claim forms. Simply follow these instructions to use your HSA provider's online portal to transfer funds from your HSA to a perso... Learn more

What happens to my unused HSA funds at the end of the plan year?

HSAs are really just special-use bank accounts that belong to the employee, not the employer. Any leftover HSA funds will automatically roll over to the next year. Employees c... Learn more

How do I deposit external HSA funds with Avidia?

Adding contributions is used to deposit funds from an external bank account (non-payroll) into an HSA account. Log into the Avidia Bank portal. Click the My Accounts, foll... Learn more

How do I enter direct deposit information in the Avidia Portal?

Follow the directions below to enter direct deposit information for Avidia through the Zenefits Flex Benefits Card portal. Click My Accounts tab Click Bill Pay in the drop... Learn more

How can I transfer my existing HSA to Zenefits?

Employees who want to roll over an existing HSA balance to Zenefits Flex Benefits can do so by following these steps. Though HSA rollover to Zenefits is not mandatory, employees... Learn more

How do employer HSA contributions work with payroll?

Unlike employer contributions to other types of fringe benefits (e.g., commuter benefits and FSAs), employer contributions to an HSA are considered taxable income paid to an emp... Learn more

What are common HSA eligible expenses?

Eligible expenses are medical items or services that count as IRS-qualified purchases to be made with HSA pre-tax dollars. Only eligible out-of-pocket expenses can be reimbursed... Learn more

What happens to an employee’s Avidia Bank HSA when it's terminated?

When an employee is terminated in Zenefits, the HSA account will be re-associated to Avidia Bank the same day as termination.They will not receive any further contributions afte... Learn more

How do I contact Avidia Bank?

If an employee's HSA has been re-associated to Avidia Bank, they will need to reach out to Avidia Bank directly with any questions about their account. Avidia Bank can be conta... Learn more

Accelerated, Extra or Unscheduled Contributions to HSAs

Zenefits does not allow employees (or employers) to pre-fund their HSAs or make otherwise accelerated or unscheduled contributions to their HSAs. Manual changes to HSA contribut... Learn more

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