What happens if I don't make elections for disability insurance before the open enrollment deadline?

In the event that an employee does not make elections for voluntary STD and LTD plans before the close of the Open Enrollment period, Zenefits will automatically:

  • Decline enrollment for employees who previously declined voluntary STD/LTD coverage, or neither declined nor enrolled (e.g., new hires).
  • Enroll employees with previous enrollments in the same plan with the same coverage.

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