Which states extend dependent coverage for children beyond age 26?

The most common age limit for enrolling a child in coverage is age 26, but exceptions may apply. These exceptions are based on the state where your company insurance policy was established. If you're not sure where your company's insurance policy was established, please contact your company's administrator.

State exemptions to the ACA

In the following state

a dependent is eligible if they meet both of the following criteria

to remain on insurance until age.

Florida

  • Unmarried
  • No dependent children.

30

Nebraska

  • Unmarried
  • State resident or full-time student.

30

New Jersey

  • Unmarried
  • State resident or full-time student.
  • Requires D30/D31 enrollment

31

New York

  • Unmarried
  • Full-time student.
  • Under 29 years of age (through a parent's coverage)
  • Requires D0/D31 enrollment

30

Pennsylvania

  • Unmarried
  • State resident or full-time student.
  • With policyholder's permission

30

Wisconsin

  • Unmarried
  • Not offered insurance through their employer.

27

Was this article helpful?  

Still need our help? Our support team is waiting to help you. Contact us