Can I enroll a dependent without an SSN on my insurance?

If you're a new parent who needs to enroll a newborn within 27 days of their birth (a qualifying life event), you don't need to provide an SSN when adding your newborn to your existing coverage. Newborns often don't receive an SSN until several weeks after their birth, but must be enrolled as a dependent within 27  days of birth.

If you're adding a dependent during your initial or open enrollment period (and not through a QLE), you will need to provide:

  • the dependent's SSN* 
  • US resident address. See this page if your dependents are not US residents.
  • Date of birth
*If your dependent does not have an SSN, simply enter a placeholder (111-22-3333) during enrollment. Once they have received a valid one, update in Zenefits, then let your broker know so they can update the carrier. If your dependent doesn't have a valid SSN for visa purposes, contact your broker or insurance carrier to determine whether or not they are able to enroll.

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