What are bundled insurance plans?
Some carriers offer packages of medical plans that are bundled together with dental and/or vision plans. Employees who choose to enroll in a bundled medical plan must also enroll in the associated dental and/or vision plans.
- Bundled plans combine lines of coverage with the same carrier.
- Enrollment in one line of coverage in a bundled plan includes enrollment in all lines of coverage bundled with that plan.
- The carrier decides the specific plans for each line of coverage that is bundled together. Employees cannot pick and choose individual plans for each line of bundled coverage.
- Employees cannot decline an individual plan within bundled coverage. Enrollment in bundled coverage is "all or nothing"; the entire bundle must be declined.
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