When can I enroll or make changes to my insurance?
Employees are eligible to enroll or make changes (such as adding/removing dependents or changing plans) to their medical, dental, or vision insurance at these three times:
- during initial enrollment (as a new hire)
- during open enrollment (the employer is renewing the company's plan)
- after experiencing a qualifying life event (QLE)
If you have existing coverage and did not enroll your dependents already, you'll need to wait for your company's open enrollment period, or for a QLE. If you've recently experienced a QLE (e.g., you just had a baby), you can enroll your dependent by following these instructions.
Making Changes Outside of Open Enrollment
Outside of Open Enrollment, an existing employee (one who is not a new hire) can only make changes to their insurance status if they have experienced a qualifying life event (QLE). Examples of qualifying life events include getting married, giving birth, adopting a child, or a change in your spouse's insurance coverage status.
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