Selecting your open enrollment start and end date

Here are a few things to keep in mind when determining when to begin and end open enrollment.

  • How long do your employees need to participate in open enrollment? Some employers have found that shorter open enrollment is most effective for increasing participation since it helps prevent procrastination. Other employers choose a longer open enrollment period. We recommend an open enrollment of anywhere from 1-4 weeks.

  • Does your insurance carrier have a lead time? Some insurance carriers have a lead time, or deadline, for submitting plan changes. You'll want to be sure to end open enrollment with enough time to submit plan changes before the carrier deadline.

  • Are you switching insurance carriers? If you're switching to a new carrier or offering new plans for the first time, you'll want to give yourself some extra time after open enrollment ends so that employee enrollments can be processed by the insurance carrier in time for employees to receive their new insurance information before the effective date.

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